190 Bloomfield Ave Suite 1 Montclair, NJ 07042
Auto insurance
insurance benefits
Why is Auto insurance important?
There are so many risks involved in driving a car. A car/auto insurance helps to cater to any expenses incurred from an accident. You'll be able to take care of any damage. It also includes protection from a lawsuit if you hit and cause damage to someone's property.
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Fast & easy process
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Fast & easy process
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Control over policy
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Save your money
insurance benefits
Some of the salient benefits of the product include:
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Accident cover.
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Payment of medical bills.
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Repair of damaged vehicles .
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Protection from lawsuits.
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No claim bonus.
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They frequently asked
questions
? Is Auto Insurance Necessary?
Auto insurance isn’t always required by law, but nearly every state requires some minimum protection before you hit the road, which is typically liability insurance. That liability coverage is designed to protect anyone or anything from damage or injuries inflicted in an accident. Some states, however, even require additional coverage, including collision and comprehensive protection.
? Why do i need Auto Insurance
Simply put, because every time you get into a vehicle you take a risk. You may be an incredible driver, but you're not the only one on the road—auto insurance helps provide a safety net when drivers make mistakes.
If you're at fault, you're typically liable for damage to the other person’s vehicle as well as the medical and legal costs of injured victims PLUS the repairs to your own.
If you're not at fault, and the other driver doesn't have adequate insurance, you'll have to pay for all damage to your own car PLUS any medical bills if you're badly injured.
? Does Auto Insurance cover me for theft?
If your car is stolen, there are a few things that need to happen for you to be compensated for your loss and get you back on the road. First, you'll need to file a police report and wait while there is an attempt to recover the stolen vehicle. If your car isn't recovered—and you have comprehensive coverage—you can file a claim with your insurance company. After a bit of paperwork, your insurance will compensate you for the value of the vehicle up to the limit of your comprehensive coverage.
? How much does Auto Insurance cost
It's hard to offer an exact figure without knowing all the details of your vehicle and driving history. Keep in mind, if you drive a high-performance hot rod or have an accident or two under your belt, you can expect that number to increase sharply. The good news is, if you've got a good driving record, you're getting good grades, or you're a part of some affinity group, you could get a nice discount to help lower your rates.
